#Capital one quicksilver for free#

If you frequently travel outside the U.S., having a Capital One card in your wallet can be a good choice, as the foreign transaction fees charged by many banks will negate the value of the rewards you might earn. This means that you won’t pay a transaction fee when making purchases outside of the U.S. No Foreign Transaction FeesĬapital One doesn’t charge foreign transaction fees on any of its U.S.-issued credit cards. This means that you can gauge your chances of being approved for the card with no negative impact to your credit score. An inquiry on your credit report usually results in a small drop in your credit score, and if you are looking to establish your credit you may be sensitive to even a score drop of a few points.įortunately, Capital One will allow prospective customers to check if they are preapproved for the card they’re interested in. When a bank checks your credit report as part of a credit application, it generates an inquiry record so that others checking your credit report can see that you were shopping for credit. Most credit card issuers check only one of your credit reports, but Capital One is unique among major credit card issuers in that they frequently check all three major credit bureau reports. The Capital One Platinum Credit Card does not offer a promotional 0% APR offer. If you are looking to transfer a balance or finance a large purchase over a period of time, the Quicksilver can be a good option to extend your purchasing power. The Capital One Quicksilver Cash Rewards Credit Card offers a 0% intro APR on purchases and balance transfers for 15 months 19.74% - 29.74% variable APR after that 3% fee on the amounts transferred within the first 15 months.

The Capital One Platinum Credit Card doesn’t have a welcome offer. This new cardmember offer is by no means the most generous bonus out there, but it is on-par for no annual fee cards requiring excellent credit and is ideal if you do not spend much money on credit cards. The Capital One Quicksilver Cash Rewards Credit Card offers new cardmembers a $200 cash bonus after spending $500 on purchases within 3 months from account opening. The Capital One Platinum Credit Card does not earn rewards.

If you want no-hassle cash-back rewards, the Capital One Quicksilver Cash Rewards Credit Card is a good choice. Many cards require a minimum rewards redemption, but the Quicksilver allows you to redeem rewards in any amount. There is no limit to the amount of rewards you can earn with the Capital One Quicksilver Cash Rewards Credit Card. The Capital One Quicksilver Cash Rewards Credit Card earns 1.5% cash back on every purchase and 5% cash back on hotels and rental cars booked through Capital One Travel. Here is a list of our partners who offer products that we have affiliate links for. While we work hard to provide accurate and up to date information that we think you will find relevant, Forbes Advisor does not and cannot guarantee that any information provided is complete and makes no representations or warranties in connection thereto, nor to the accuracy or applicability thereof. The compensation we receive from advertisers does not influence the recommendations or advice our editorial team provides in our articles or otherwise impact any of the editorial content on Forbes Advisor. Second, we also include links to advertisers’ offers in some of our articles these “affiliate links” may generate income for our site when you click on them. This site does not include all companies or products available within the market. The compensation we receive for those placements affects how and where advertisers’ offers appear on the site. First, we provide paid placements to advertisers to present their offers. This compensation comes from two main sources.

#Capital one quicksilver for free#

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